Those who keep several dogs often pay considerable sums for dog insurance and Co. A kennel liability insurance helps to reduce the insurance amounts.
What is kennel liability?
A kennel liability is not what most people might think of when you hear the term: In order to be able to conclude a kennel liability, you don’t have to keep your dogs in the kennel. It is just a term that refers to the keeping of several dogs (usually from four animals) and is particularly suitable for animal shelters, foster homes and breeders. With this variant of dog liability insurance – sometimes also called multi-dog liability insurance – you pay significantly less than if you insured each dog individually.
What kennel liability has to offer
The kennel liability covers everything that the common dog liability insurance also covers for the individual dog. All personal, financial and breeding damage that the owner would have to bear without dog liability are covered. The component of puppy protection is also important, especially for dog breeders. Policies that contain this not only protect the dogs themselves, but also include their newborn pups free of charge for several months. If the puppies are sold, the breeder does not need to take out additional insurance for them.
Why kennel liability is important
The owner is responsible for all damage caused by the dog to the fullest extent possible. An uninsured dog can get expensive very quickly, which is why it is essential to cover all of your dogs with dog liability insurance. How quickly did the dog chase after a cat and knock over the neighbour’s flower pot? It can get even more expensive if people are injured and treatment costs or even compensation for pain and suffering are to be covered.
Take out a kennel liability insurance
If you are thinking about taking out a kennel liability insurance for your pack, you should make sure that the selected tariff is not only cheap, but also includes all the services you need. Because not every insurance is the same here. A comparison of different offers is advisable not only for the sake of money, but also to get the service package that suits your needs. If you have up to 6 dogs, you can easily check this with the dog liability comparison on definitionexplorer.com.
A kennel liability for listed dogs
Owners of listed dogs – commonly known as attack dogs – have to be a little more careful , as not every insurance company insures the particularly dangerous animals. In any case, you should check carefully whether it is possible to take out insurance for the selected kennel liability insurance and, if in doubt, ask again. The kennel liability for listed dogs can cost a little more or a character test is required.